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Your Disabled Child can Receive Supplemental Security Income Benefits from Social Security

Posted by on 3:19 pm in Uncategorized | 0 comments

The Supplemental Security Income (SSI), a U.S. Federal government that was created by the Social Security Administration (SSA) in 1974, was designed to provide cash benefits to:

  • Disabled adults who have limited income and resources;
  • People 65 years old or older who are without disabilities, but who meet the financial limits set under the federal benefit rate (FBR); and,
  • Disabled children who are younger than age 18 and who have limited income and resources;

This Supplemental Security Income was designed to help improve the quality of life of its recipients’ by helping provide for their basic needs, which include food, clothing, and shelter. Unlike the Social Security Disability Insurance (SSDI), the other federal program, which the SSA introduced in 1956 and which requires that disabled applicants should have worked long or recently enough and have earned the required number of credits through payment of the monthly Social Security taxes or Federal Insurance Contributions Act (FICA) taxes, the SSI neither requires employment history nor credits earned. This is how it has been made possible to include disabled children, who have limited income and resources, in its list of possible beneficiaries.

To determine whether a child is, indeed, qualified to receive SSI benefits, it may first be necessary to know what the Social Security Administration actually considers as disability and what, specifically, does it mean by limited income and resources.

Disability, as defined by the SSA (for SSI purposes), is any physical or mental impairment, (including an emotional or learning problem), or a combination of conditions which:

  • Results in severe functional limitations;
  • Has lasted or can be expected to last for a continuous period of not less than 12 months; and,
  • Can be expected to result in death.

Income and resources, on the other hand, refers to the income and resources of the family members with whom the child lives. The 2016 income limit set under the federal benefit rate (FBR) is $1,130 per month (this amount may change every year). Eligibility also requires that a child must not be working.

Some examples of medical conditions that may qualify a child to receiving benefits include: HIV infection, total blindness, total deafness, cerebral palsy, down syndrome, muscular dystrophy, and severe intellectual disability (for children 7 years old or older) and those born with a birth weight that is below 2 pounds and 10 ounces.

According to the Chris Mayo Law Firm, “The specifics of your unique situation will certainly play a large role in determining which type of benefits you should pursue, and for which you will qualify. As a result, it’s best to consult with an attorney before taking action and pursuing benefits through the Social Security Administration.”

Seat Belt: A Device That can Either Save or Take Away Lives

Posted by on 10:21 pm in Car Accidents | 0 comments

If the same problem has been reported of vehicles of the same design, especially if any of the reports mention the occurrence of an accident due to the (reported) problem, then it may be necessary to recall the vehicle in question. A vehicle recalls, as pointed out by the National Highway Traffic Safety Administration (NHTSA), becomes necessary if:

  • The defect poses a risk to the safety of the driver and passenger, and anyone else on the road; and,
  • The vehicle or any of its parts fail to comply with the minimum safety performance requirement set by the Federal Motor Vehicle Safety Standards (FMVSS). These safety standards make sure that a vehicle can be operated safely and that the driver and passengers would have enough protection from serious injury or death in the event of a crash. There are standards for the vehicle itself as well as for its specific parts, like tires, brakes, lighting, child restraints, air bags and safety belts, among others.

Vehicle recalls can occur due to complaints of consumers to the Office of Defects Investigation (ODI), a department of the National Highway Traffic Safety Administration (NHTSA). One example of a complaint is regarding defective safety belts or seat belts.

Due to consumer complaint, Chrysler, in particular, had to recall in October of 2014 about 184,215 of its SUVs around the globe; this is besides the more than 850,000 vehicles which Ford had to recall one month earlier due to the same problem.

Seat belts, which prevent drivers and passengers from hitting with great force any of a car’s interior parts, such as a door window, dashboard, or windshield, are considered the best protection during car accidents. These crash-safety devices protect car occupants from possible serious injuries during primary impact, that is when a car hits another vehicle or a solid road fixture. Though seat belts may save thousands of lives, these, in some instances, can also be the cause of serious injuries or death due to defects.

A defective or malfunctioning seat belt can be a result of poor manufacturing design. Every year, at least 10,000 individuals, who die in car crashes, are said to have died due to faulty seat belts. Examples of seat belt defects, according to a Milwaukee accident lawyer, include tight or ill-fitting seat belts, improper constriction or loose seat belts, and poorly crafted seat belts which is due to weak materials o weak construction.

Whatever the defect of a seat belt is, this device that was intended to increase your safety has become a device that causes you additional injuries during a car accident. Negligent manufacturers who sell or lease vehicles with defective seat belts need to be held responsible for the damage they cause.

What You Need To Know About Truck No-Zone Spots

Posted by on 5:36 pm in Truck Accidents | 0 comments

In most instances, accidents involving trucks and other small vehicles will be devastating resulting to injuries or worst deaths. One of the most common causes of crashes and accidents with these huge vehicles is the failure to recognize the truck’s “no zone” spot. Figures revealed by the US Department of Transportation revealed that more than 413,000 car accidents were due to truck blind spots. From this number, there were 160,000 deaths.

According to the website of Karlin, Fleisher & Falkenberg, LLC, truck drivers are trained to recognize their no zone spots. By definition, a no zone spot is an area around the truck that is invisible to the driver. They are also called “No Zone” because they are the area where vehicles are not advised to travel. In this article, we shall delve on truck blind spots so that you can avoid colliding with them.

Side No Zones

Trucks have huge no zone spots on both sides. To avoid accidents, make sure that you can see the drivers face in your rear-view mirror to ensure visibility. This way, the truck driver can easily react whenever they need to switch lane or make a quick maneuver.

Rear No Zones

Trucks also have huge no zones behind them which contributes to truck drivers not being able to see vehicles traveling behind them. So it is best not to stay too close behind them to avoid rear-end collisions.

Front No Zones

Trucks need two times as much time to stop than other passenger vehicles. Cars and other smaller vehicles are advised to avoid passing too closely.

Wide Right Turns

With their enormous size, trucks demand a larger turning radius. For this reason, they need to swing wide to the left to make a successful right turn. So avoid passing on the right because the truck driver will not see you.

Recognizing the truck’s blind spots and avoiding them is a great way to prevent collisions with trucks. Stay at a safe distance so you can easily react in case the truck driver makes a sudden maneuver.

What You Should Do After a Crash

Posted by on 10:10 pm in Personal Liability | 0 comments

Crowe & Mulvey, LLP state on their website that millions of people in the country are affected by vehicular accidents every year. In fact, according to the Association for Safe International Road Travel, every year, at least 37,000 people are killed while 2.35 million are injured or disabled in the United States following a car crash.

While an automobile accident is one of the most common causes of personal injury, proving who is at fault is actually difficult to do. There will be plenty of versions of the story including your own, the other party’s, and the witnesses’. In a law court, this dilemma will only thicken the plot and lengthen the legal proceedings. So, if you were involved in a car accident, how do you determine which person is at fault?

The determination of fault differ in each state, but in almost every case, the driver who had violated a traffic law will be more liable after an accident. The citation for violations automatically has a significant bearing for the person at fault. There are, of course, exceptions. When a car cut numerous lanes and caused the cars behind to abruptly stop and crash on each other, the driver of the first car may be cited, but the one who failed to properly stop will be largely at fault.

One tip on how to prove who is at fault for a crash is to collect substantial evidence right after the accident, if possible—it could be in the form of recording the other driver’s comments, or it could be in the form of taking pictures and talking to possible witnesses.

Outsourcing for Small Business

Posted by on 3:51 am in Small Business | 0 comments

Outsourcing was once a practice only seen as possible for Fortune 500 companies. However, as the economy evolves, it is becoming a viable option for smaller companies as well. One of the most popular countries to outsource to is the Philippines, as they speak English and other languages and are accustomed to Western culture, according to Pinoy Partners Outsourcing Center, Inc. There are an additional number of benefits to outsourcing work to the Philippines.

The most appealing benefit of outsourcing work for companies is the cost benefit. This can include cutting office setup costs, only having to hire relevant talent, and faster hire times. Outsourcing benefits also include a general lower cost of labor and operational costs. However, outsourcing benefits can stretch beyond cost. If a business is trying to grow or improve a certain aspect of their business, by outsourcing to a country like the Philippines, businesses can defer mundane and time consuming tasks to focus more on their business model. Some businesses may even find the companies they outsource to be more well-versed and trained in a specific area than their workers are. One of the most appealing benefits of outsourcing is gaining leverage is the international economy. This can include an increased general knowledge of global businesses and gaining access to international resources. These benefits just tap into the wide range of how outsourcing can help a company prosper.

Outsourcing is a widely misunderstood practice, previously not believed to be possible for smaller businesses. However, with increased talent in countries like the Philippines, outsourcing work is becoming not only possible option for companies, but one that can increase growth in businesses.

Slipping Hazards and Construction Work

Posted by on 12:19 pm in Construction | 0 comments

Construction worker accidents account for the largest number of workplace injuries when compared to other professions. Despite it being such an inherently dangerous job, the risks can become even worse when companies fail to take proper safety precautions. One of most common of these accidents on construction sites is slip and fall accidents. Often these accidents can be prevented by implementing proper safety measures.

Some common causes of slip and fall accidents include slippery surfaces, failure to provide a harness when needed, and uneven surfaces, according to the website of Hach and Rose LLP. What makes a slip and fall accident particularly dangerous on a construction site is that these falls can occur from great heights and cause even more serious injuries such as brain and spinal injuries. When a worker suffers from a slip and fall accident, they can obtain massive hospital bills at the same time that their injury puts them out of work leading to lost wages. The injuries and emotional trauma caused by a slip and fall accident can be catastrophic and it is often necessary to seek compensation for your damages.

Construction workers deal with dangerous conditions on a daily basis. There is no denying that it is more risky than most jobs, however, when a company fails to take proper safety precautions, an already dangerous job can become even more hazardous. Companies have a responsibility to their workers to ensure the safest work environment possible. If this is not the case, workers injured in incidents such as slip and fall accidents have a right to compensation.

Types of Product Liability

Posted by on 7:55 am in Product Liability | 0 comments

When we buy a product in the store, it is probably our last thought to check the product for defects and possibly dangerous aspects of the item. Unfortunately, this happens more often than many of us realize. Manufacturers can put inherently dangerous products on the shelf, easily accessible for consumers to purchase. According to the website of the Williams Kherkher law firm, products that are potentially dangerous range from automobile parts to baby food.

There are three types of product defects that consumers can be exposed to. The most common is a defectively manufactured product, such as a cracked bed frame or mustard containing a potentially poisonous or harmful substance. This results from a defect in manufacturing and is different from defectively designed products. This can include a car that has design flaws that cause it to easily flip when turning. The last kind of product defect is a company failing to provide proper label warnings. A common example is a prescription medication failing to warn consumers about dangerous side effects. All three of these kinds of product defects can lead to devastating personal injuries, the more serious including brain injuries to whiplash, according to the website of the Houston personal injury lawyers at the Mokaram Law Firm.

As consumers, we assume companies and manufacturers took proper care to ensure their product was as safe as possible. When this is not the case, serious injuries and medical issues can arise to no fault of the person who purchased the product. According to the website of Pohl & Berk, LLP, because a manufacturer has a responsibility to design and sell a safe product, when they fail to do so, they are rightfully accountable for the damages that occur.

Sexual Harassment and Gender Discrimination

Posted by on 9:45 pm in Discrimination | 0 comments

Despite major advances in women’s rights, many can still find themselves suffering from harassment and discrimination at work. Women still struggle to be treated fairly in the workplace even in modern times, causing emotional trauma and even financial burdens if their gender leads to them being fired.

Women are often the subject of workplace sexual harassment, ranging from sexually charged comments to individuals blatantly asking for sexual favors. New York City sexual harassment lawyers would likely point out that there are two specific kinds of sexual harassment that individuals can become victims of. The first kind is known as Quid Pro Quo and is sexual harassment that can threaten a person’s success at work if they do not provide sexual favors. This can include a women being denied a promotion or raise from a higher individual in the company because they did not perform a sexual behavior at their request. The other kind of sexual harassment is the kind that leads to a hostile work environment, whether it be from inappropriate comments or gestures. Both of these kinds of sexual harassment can lead to decreased work performance and financial stress, being seen in high numbers against women.

Women can also suffer from gender discrimination in the workplace. Another type of workplace discrimination, gender discrimination, can manifest in many ways, including denying women jobs or promotions based on their sex. Along with sexual harassment, discrimination can cause serious job performance issues and lead to difficulty advancing in their career. Even more serious, sexual harassment and discrimination can lead to intense emotional trauma for the women involved. Workplaces have a duty to treat their employees fairly and respectively, despite their gender and are responsible to an individual when they violate this.

Dangers of Actos

Posted by on 2:00 pm in Prescription Drugs | 0 comments

People suffering from Type 2 diabetes are often left to look for different options to help this potentially dangerous disease. A way people can help regulate their insulin and blood sugar levels is taking a prescribed medication. One of the medications that hit the market to help individuals with Type 2 diabetes is Actos. Many people turned to this as a safer option than other diabetes medications, but this was hardly the case. Actos has been linked to the development of bladder cancer in individuals who took it.

Unfortunately, those who suffer from type 2 diabetes can find themselves suffering from an often more serious disease after taking Actos for any length of time. According to the website of Williams Kherkher, bladder cancer is associated with difficulty urinating, recurring tumors, and the cancer even spreading to nearby organs. Even more terrifying, approximately 50% of those who treat their bladder cancer in the early stages find themselves in remission making this type of cancer particularly dangerous. When Actos was first released, patients had no clue about this terrifying risk associated with the medication leading to many developing bladder cancer. If you have taken Actos in the past and have experienced symptoms such as blood in the urine, painful urinating, or abdominal pain, it is important to be tested for bladder cancer as soon as possible.

The treatment for bladder cancer is serious and can leave individuals not only with serious emotional trauma, but with tremendous financial burdens. This makes it necessary for an individual to receive compensation in their time of need. When people develop this disease from taking Actos, intending to help their type 2 diabetes, it can be particularly shocking. Bladder cancer is a devastating disease that can change a victim’s life forever.

Drunk Driving and Commercial Trucking

Posted by on 9:25 pm in Drunk Driving | 0 comments

According to the U.S. Department of Transportation, intoxicated drivers account for approximately 32% of all accidents. Driving is an immense responsibility drivers. When an individual chooses to operate a motor vehicle under the influence of alcohol or drugs, the consequences can be devastating. Sadly, the innocent victim can be injured while the drunk driver remains unharmed.

Even as awareness and actions against drunk driving are on the rise, drunk driving remains steady. In fact, car accidents are the number one cause of death among teenagers and many of the drivers are driving while intoxicated. This can leave victims with serious and life-altering injuries as well as financial burdens that may be too much to handle. Drunk driving can even occur by individuals operating 18-wheelers. According to the website of Ausband & Dumont, since commercial trucks are significantly larger than an average car, these accidents can cause debilitating injuries and damages to an individual. These are particularly terrifying as truck drivers being cautious can still cause serious accidents with a slight driving error. This is why it is important for an individual affected by a drunk driver of a car or 18-wheeler seek compensation. According to the website of Crowe and Mulvey, drunk drivers can be forced to cover medical bills, lost wages, and property damages.

What makes many drunk driving accidents so devastating is that they are preventable. These accidents can range from small vehicles to massive 18-wheelers and can leave victims with life-altering damages. No matter how safe you are while driving, you cannot control the reckless actions of others. If you are a victim of a drunk driver or know someone who is, it is important to receive the proper compensation you deserve.